While work restrictions may be lifting, the hazards related to the COVID-19 virus remain a significant health risk.   As businesses start to resume operations, we encourage you to consider these best practices to protect employees and visitors to your workplace.       Download the “Employer Return to Work Guide – COVID-19” – doc […]

Benefits and Marketplace Trends Through the Lens of COVID-19

Even the most optimistic person will concede that the world won’t be returning to exactly how it was before the coronavirus pandemic. The coronavirus and its disease, COVID-19, has killed tens of thousands, and infected hundreds of thousands more, forcing the majority of Americans to stay home—many without a paycheck. This pandemic has impacted nearly every aspect of life in the United States and beyond: Jobs have been lost, stocks have plummeted and no one is sure when a new “normal” will arrive. Despite these and other uncertainties, employers have an opportunity to assess the current benefits landscape and take stock of improvement areas. In other words, what’s changing and how might that impact the marketplace down the road? This article will examine how drastically things have shifted during the coronavirus pandemic and what shake-ups to expect in the future.

After observing a 30-day nonenforcement period to help employers come into compliance with new paid leave rules, the U.S. Department of Labor (DOL) has announced that it is fully enforcing all provisions of the Families First Coronavirus Response Act (FFCRA). The FFCRA requires private employers with fewer than 500 employees and certain government employers to […]

Cyber liability policies start with a complex application process that can be overwhelming for even the most sophisticated organizations. Companies that go into this process without doing their due diligence can even see their application for coverage denied altogether. The following are common reasons cyber insurance applications are denied: Inadequate cybersecurity testing procedures and audits. […]

You’re not in the technology industry, so you don’t need cyber liability coverage, right? Consider the amount of sensitive or confidential information about your law firm and clients that you store electronically. How would you answer that question now? You may not think you need this kind of protection, but in an age where a […]

Intangible assets are increasingly important in today’s service-based economy, but being able to identify and value those assets in order to insure them can be difficult. What Are Intangible Assets? Intangible assets are, at their most basic level, assets that are not physical in nature. Intangible assets include legally protected intellectual property—patents, trademarks, copyrights and […]

When cyberattacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue, and litigation. It is important to remember that no organization is immune to the impact of cybercrime. As a result, cyber liability insurance has become an essential component to any risk management […]

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or data breach […]

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy will only continue to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or […]