As a business leader, you make important personnel decisions on a daily basis. From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators.

Even if they are not warranted, claims for wrongful employment practices can disrupt operations, damage your business's reputation, hurt employee morale and negatively impact your bottom line. What's worse, even if a business fosters a welcoming work environment and takes all the necessary precautions to safeguard its employees, it can still face an employment practices liability claim.

Thankfully, businesses can rely on employment practices liability insurance (EPLI) to protect against a wide range of wrongful employment practices claims, including wrongful termination, discrimination, sexual harassment, and retaliation.

To better understand the level of risk your business faces on a daily basis, answer the questions on the next page. After you have completed all of the sections to the best of your ability, your score will determine your level of risk.

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