Frequently Asked

With so many different types of insurance to choose from, it can be overwhelming to determine what type is best. We’re here to help explain the types of insurance policies available and how they can help protect you, your employees, and your business’s bottom line.

Commercial Insurance FAQs

What Is Commercial Property Insurance?

In the case of a catastrophic event such as a fire, explosion, burst pipe, storm or theft, commercial property insurance compensates you for losses or damage to your building, leased or owned equipment, and other property on the premises. In fact, commercial property insurance can cover items such as furniture, inventory, computers and anything that would be considered necessary for performing normal business operations.

Commercial property insurance is typically purchased as a stand-alone policy or as part of a comprehensive business owner’s policy that includes property and general liability coverage.

What Is Blanket Insurance Coverage For Commercial Properties?
What Is Builder’s Risk Coverage?
What Are Installation Floaters?
What Is General Liability Insurance?
What Is Business Interruption Policies And How Does The Coronavirus (COVID-19) Affect Them?
What Is Employment Practices Liability?
What Is Workers' Compensation?
What Is Cyber Liability Insurance?
What Is Ransomware Insurance?
What Is Commercial Auto Insurance?
What Is Non-Owned And Hired Automobile Liability Coverage?
What Is Professional Liability Insurance?
What Is Employee Benefits Liability Insurance?
What Is Directors’ And Officers’ Liability Insurance?
What Is Excess Liability (Umbrella) Insurance?
What Is Contractors Pollution Liability Insurance?
What Is Inland Marine Insurance?
What Ocean Marine Insurance?
What Is Difference-In-Conditions (DIC) Insurance?
What Is Occupational Accident And Contingent Liability Insurance?
What Is Terrorism Insurance?
What Is The Benefit Of Bundling Commercial Policies?
What Is Motor Truck Cargo Insurance?
What Is Alternative Risk Transfer (ART)?

Employee Benefits FAQs

What Is A Deductible?
A deductible is the amount of money you or your dependents must pay toward a health claim before your organization’s health plan makes any payments for health care services rendered. For example, a plan participant with a $100 deductible would be required to pay the first $100, in total, of any claims during a plan year.
What Is Coinsurance?
What Is An Out-Of-Pocket Maximum (OOPM)?
What Is An Explanation Of Benefits (EOB)?
What Is A Preferred Provider Organization (PPO)?
What Is A High Deductible Health Plan (HDHP)?
What Expenses Are Eligible For Tax-Free Reimbursement From My HSA?

Contact An Expert Commercial Insurance Advisor Now.