Slips, trips, and falls are a leading cause of insurance claims for businesses, affecting virtually every industry.

A look inside Advisen’s database shows which industries and states have the highest frequency and severity of these claims. Looking at general liability losses in Advisen’s loss database that contain the words “slip,” “trip” or “fall,” the construction industry had the greatest frequency of losses, followed by retail trade and real estate.

In the midst of the COVID-19 pandemic, it is imperative that every precaution is taken to prevent the spread of the disease. At the workplace, employees may need to use equipment and tools that their co-workers have used. As such, it is important to stress the need to properly clean tools and equipment after each use.

When it comes to tools that have not been visibly contacted by blood or other bodily fluids, the following cleaning procedures are recommended and should be communicated to your employees.

Risk Insights – Construction