16 Apr

Posted at 20:13h in Risk Management White Papers by . .
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Risk Insights header image The type of sprinkler system that best suits your commercial property should be determined by your operations, building characteristics and fire protection needs.

Wet pipe sprinkler systems, which store water in their pipes for distribution during a fire, are the most commonly utilized systems. Alternatively, some buildings (typically those located in areas where the pipes cannot remain at temperatures above 40 degrees Fahrenheit) use dry pipe sprinkler systems, which hold pressurized air or nitrogen in their pipes that—once released—open a valve and distribute water from the risers.

16 Apr

Posted at 20:08h in Risk Management White Papers by . .
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Risk Insights header image The nature and severity of fire hazards within a commercial property can help determine what kind of sprinkler system is most suitable for the space.

Most properties utilize either wet pipe sprinkler systems, which store water directly in their pipes for distribution during a fire, or dry pipe sprinkler systems, which hold pressurized air or nitrogen in their pipes that—once released—open a valve and allow water from the risers to be distributed.

09 Apr

Posted at 20:28h in Risk Management White Papers by . .
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Risk Insights header image A wide range of organizations—including car dealerships, mechanics, auto body shops, gas stations and numerous retailers—keep tires stored at their commercial properties.

However, such storage can result in serious fire hazards. Specifically, the rubber material typically found in tires can be extremely dangerous and damaging in the event of a fire. Although this material is slower to ignite, it can burn rapidly and emit high heat once a fire starts—making the flames difficult to extinguish.

09 Apr

Posted at 20:21h in Risk Management White Papers by . .
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Slips, trips, and falls are a leading cause of insurance claims for businesses, affecting virtually every industry.

A look inside Advisen’s database shows which industries and states have the highest frequency and severity of these claims. Looking at general liability losses in Advisen’s loss database that contain the words “slip,” “trip” or “fall,” the construction industry had the greatest frequency of losses, followed by retail trade and real estate.

09 Apr

Posted at 18:51h in COVID-19, Risk Management by . .
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News Brief header On Friday, April 2, 2021, the Centers for Disease Control and Prevention (CDC) announced relaxed travel recommendations for vaccinated Americans.

The agency said that fully vaccinated individuals may resume travel at a low risk to themselves without tests or quarantines within the United States. Individuals are considered fully vaccinated two weeks after receiving their final vaccine dose. The CDC stressed that COVID-19 preventive measures should still be maintained during this time, including social distancing and mask-wearing, even for those who are fully vaccinated.