09 Apr

Posted at 20:21h in Risk Management White Papers by . .
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Slips, trips, and falls are a leading cause of insurance claims for businesses, affecting virtually every industry.

A look inside Advisen’s database shows which industries and states have the highest frequency and severity of these claims. Looking at general liability losses in Advisen’s loss database that contain the words “slip,” “trip” or “fall,” the construction industry had the greatest frequency of losses, followed by retail trade and real estate.

09 Apr

Posted at 18:58h in Risk Management White Papers by . .
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News Brief header Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—will take place from July 11-17. This year’s focus will be on speeding.

Review the following guidance for further information on the purpose of Operation Safe Driver Week, this year’s focus and what motor carriers can do to prepare for the upcoming campaign.

The Purpose of Operation Safe Driver Week

Operation Safe Driver Week is an annual, seven-day initiative created by the CVSA to help detect and prevent unsafe behaviors on the road among commercial drivers.

02 Apr

Posted at 17:41h in Risk Management White Papers by . .
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Construction Site Safety Considerations for Spring

As the winter season—and the frigid conditions that accompany it—officially concludes, construction employers like you can start preparing for spring projects. Nevertheless, spring weather comes with its own set of risks. After all, this season is often the most difficult to navigate in the scope of working outdoors. Between fluctuating temperatures, frequent rain showers, fog, heavy winds and lightning concerns, it’s important to be aware of spring-related hazards and how to best protect your workforce from these seasonal issues. As such, consider these worksite safety considerations for spring:

26 Mar

Posted at 18:28h in Risk Management White Papers by . .
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Risk Insights header image Since March 2020, the Federal Motor Carrier Safety Administration (FMCSA) has provided emergency exemptions and waivers for regulations to support COVID-19 emergency relief efforts.

The FMCSA has provided waivers and exemptions for hours-of-service rules, preemployment drug testing, driving skills tests, and renewals for commercial driver’s licenses (CDLs), commercial learners’ permits (CLPs) and medical certifications. During this time, employers that helped with national emergency efforts and used these waivers or exemptions for their drivers may not have kept up with the documentation necessary for their drivers’ files. It is important for employers to understand that, if they used any of these exemptions or waivers, it should be documented in their drivers’ files, and any paperwork or license updates should be completed as soon as possible.

19 Mar

Posted at 16:44h in Risk Management White Papers by . .
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News Brief header The National Safety Council (NSC) has released preliminary data showing vehicle fatalities in 2020 increased by 24% compared to 2007 and 8% compared to 2019.

It’s estimated that more than 42,060 people died in vehicle crashes in 2020 across the country. This increase is the highest year-overyear jump the NSC has calculated since 1924. The NSC attributes the fatality increases to drivers speeding and driving more recklessly due to roads being less congested as a result of the pandemic. Drivers also continue to engage in riskier behaviors, such as driving under the influence of drugs and alcohol and failing to wear a seat belt.