09 Apr

Posted at 20:21h in Risk Management White Papers by . .
[wpseo_breadcrumb]

Slips, trips, and falls are a leading cause of insurance claims for businesses, affecting virtually every industry.

A look inside Advisen’s database shows which industries and states have the highest frequency and severity of these claims. Looking at general liability losses in Advisen’s loss database that contain the words “slip,” “trip” or “fall,” the construction industry had the greatest frequency of losses, followed by retail trade and real estate.

09 Apr

Posted at 18:58h in Risk Management White Papers by . .
[wpseo_breadcrumb]

News Brief header Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—will take place from July 11-17. This year’s focus will be on speeding.

Review the following guidance for further information on the purpose of Operation Safe Driver Week, this year’s focus and what motor carriers can do to prepare for the upcoming campaign.

The Purpose of Operation Safe Driver Week

Operation Safe Driver Week is an annual, seven-day initiative created by the CVSA to help detect and prevent unsafe behaviors on the road among commercial drivers.

09 Apr

Posted at 18:45h in Human Resources White Papers by . .
[wpseo_breadcrumb]

Legal Update Header On April 2, 2021, the Internal Revenue Service (IRS) published Notice 2021-23 to provide guidance for employers claiming the employee retention credit (ERC) for the first two quarters of 2021.

The ERC was originally created by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), and has since been modified and extended by other laws—most recently, the American Rescue Plan Act (ARPA) on March 11, 2021.

09 Apr

Posted at 18:39h in Employee Benefits White Papers by . .
[wpseo_breadcrumb]

Legal Update Header On April 7, 2021, the U.S. Department of Labor (DOL) issued FAQs and model notices for the COBRA premium assistance provisions of the American Rescue Plan Act (ARPA).

The ARPA provides a 100% subsidy for employer-sponsored group health insurance continued under COBRA and similar state continuation of coverage programs for eligible individuals. The subsidy applies from April 1 through Sept. 30, 2021. The notices and the FAQs appear on a new DOL webpage dedicated to the ARPA COBRA subsidy.

09 Apr

Posted at 18:32h in Employee Benefits White Papers by . .
[wpseo_breadcrumb]

Legal Update Header The Consolidated Appropriations Act, 2021 (CAA) amended the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) to provide additional protections.

On April 2, 2021, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) jointly issued FAQs to clarify these amendments. In particular, the CAA requires group health plans and health insurance issuers to conduct comparative analyses of the nonquantitative treatment limitations (NQTLs) used for medical and surgical benefits as compared to mental health and substance use disorder (MH/SUD) benefits. The comparative analyses, and certain other information, must be made available upon request to applicable agencies beginning Feb. 10, 2021.