Trends at a glance headerWhat Is Self-funding? An employer has a self-funded (or self-insured) group health plan if the employer assumes the financial risk associated with providing health care benefits to its employees.

Rather than paying fixed premiums to an insurance company—which, in turn, assumes the financial risk— pays for medical claims out of pocket as they are incurred.




Data within this Trend at a Glance is based on the 2020 UBA Health Plan Survey and are based on responses from 11,788 employers sponsoring 21,980 health plans covering 1,366,186 employees nationwide. Reseco Insurance Advisors is a member of United Benefit Advisors (UBA) and by using this data, we can help employers more accurately evaluate costs, contrast the current benefit plan’s effectiveness against competitors’ plans, and adjust accordingly. This gives employers a distinct competitive edge in negotiating rates—and recruiting and retaining a superior workforce.

Do You Know If Your Organization Is In Line With Others In Your Industry? Do You Know Where You Stand In Employee Benefit Offerings? Find Out By Submitting Your Information To Receive Your Complimentary Health Survey Results.


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View our other Trends at a Glance:

2020 Top 10 Health Plan Intelligence For Strategic Business Decisions

Wellness Programs

Deductible Cost

Prescription Drug Plans