HR Compliance Bulletin headerMany health plans provide coverage for employees’ dependent children. Since 2010, the Affordable Care Act (ACA) has imposed strict requirements on plans that provide dependent coverage. These requirements prohibit restrictions that employers had frequently used to limit dependents’ eligibility for coverage prior to 2010.

Specifically, group health plans and health insurance issuers offering group or individual coverage that provide dependent coverage to children on their parents’ plans must make coverage available until the adult child reaches age 26. As employers look for ways to reduce the costs of providing coverage to employees and their families, they may be considering limiting dependent coverage, or imposing additional costs or restrictions on eligibility. However, these measures may be prohibited by the ACA. This Compliance Bulletin provides an overview of the rules that employers must follow when offering dependent coverage.

Legal Update HeaderNew York City has amended its Earned Safe and Sick Time Act (ESST) to align with the state’s paid sick leave law (PSL), which was passed in April 2020 as part of the state budget. Both the amendments to the city ESST and the accrual and notice portions of the state law take effect Sept. 30, 2020.

The ESST amendments make a number of changes to the law, most notably how much leave must be provided by employers of different sizes, as follows:

HR Compliance Bulletin headerOn Sept. 2, 2020, the Department of the Treasury (Treasury Department) and the Internal Revenue Service (IRS) released Notice 2020-68, which provides guidance on certain provisions of the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).

Key SECURE Act provisions addressed by the notice include:
  • The small employer automatic enrollment credit (Section 105);
  • The repeal of the maximum age for traditional Individual Retirement Account (IRA) contributions (Section 107);
  • Participation of long-term, part-time employees in 401(k) plans (Section 112); and
  • Qualified birth or adoption distributions (Section 113);

According to the Bone and Joint Initiative USA, nearly 1 in 2 Americans over the age of 18—or 124 million people—have a musculoskeletal disorder. And, according to OSHA, work-related musculoskeletal disorders are among the most common disability claims.

What are musculoskeletal disorders?

Musculoskeletal disorders (MSDs) refer to a variety of conditions that affect your joints, bones and muscles. According to the World Health Organization, there are more than 150 conditions that are considered MSDs, the most common being osteoarthritis, back and neck pain, fractures and systemic inflammatory conditions (e.g., rheumatoid arthritis).

HR Insights Blog HeaderPolitical discussion has and will continue to be a reality in many work environments. Work can already be a stressful place for many, with political discussion adding an additional stressor for employees—and in many cases, an additional concern for employers. While disagreement in and of itself isn’t always a detriment to all workplaces, political discussion can negatively affect the work environment for many employees.

This article addresses the impact that political discussion has in the workplace and steps that employers can consider to help keep political discussion civil. Read More Button    

Legal Update HeaderOn Sept. 22, 2020, the U.S. Department of Labor (DOL) announced a proposed rule to clarify how employers should classify their workers as either employees or independent contractors.

Accurate worker classification enables employers to determine which obligations, protections, rights and benefits apply to their employees under the law. Read More Button